For Stablecoin Issuers

Maintain your license.
Automatically.

Daily reserve transparency and volume monitoring under GENIUS Act and MiCA. Three agents handle the compliance burden that grows with every mint.

Agent Logic
Reserve Monitor Daily 07:00 UTC
SAR Generation On trigger
Regulatory Change Agent Daily 08:00 UTC
The Problem

The compliance burden compounds daily.

01
Daily reserve attestations

GENIUS Act requires proof-of-reserves reporting with 24-hour frequency. Manual spreadsheets break at scale. One missed day triggers examiner questions.

02
Volume-driven SAR obligations

Every mint and burn creates transaction monitoring obligations. As circulating supply grows, SAR filing volume scales proportionally. Analyst headcount cannot keep pace.

03
Dual-jurisdiction reporting

US issuers face GENIUS Act obligations. EU issuers face MiCA. Cross-listed issuers face both. Each jurisdiction demands different formats, frequencies, and thresholds.

04
Regulatory change velocity

FinCEN, OFAC, and EU supervisory authorities update rules quarterly. Each update requires parameter recalibration across your entire compliance stack.

The Solution

Reserve Monitor and SAR Generation solve the frequency problem.

  • Automated proof-of-reserves
    Reserve Monitor verifies on-chain attestations against circulating supply every morning at 07:00 UTC. Reports generate in GENIUS Act and MiCA formats without manual input.
  • Volume-scaled SAR filing
    SAR Generation produces FinCEN narratives and BSA XML for every confirmed risk. Filing scales with your transaction volume. No additional analyst headcount required.
  • Automatic parameter updates
    Regulatory Change Agent monitors FinCEN, OFAC, and seven additional feeds. Rule changes trigger webhook-driven parameter recalibration across your risk scoring stack.
Outcome
License-ready compliance at any supply level.
Proof of Reserves Report
Report date 2026-03-24 07:00 UTC
Circulating supply $2,412,800,000
Verified reserves $2,441,120,000
Reserve ratio 101.17%
GENIUS Act status COMPLIANT
MiCA status COMPLIANT
0% 101.17% 110%

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